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Recommendations whether you need extra credit to achieve your goals or could you build and use savings instead If you decide you need credit, consider things like flexibility, fees, interest rates and terms and conditions Make a clear plan of how you’ll use the money you borrow Create a realistic budget for your projects Determine the credit limit you need Shop around and negotiate with different lenders Create a repayment schedule and stick to itQuestions to ask lendersWhat do they require for you to qualify What’s the best interest rate they can offer you How much notice will you be given before an interest rate increase What fees applyAdvantages and disadvantages of a home equity line of creditAdvantages of home equity lines of credit include before you get a home equity line of credit


Recommendations whether you need extra credit to achieve your goals or could you build and use savings instead </p> <li>If you decide you need credit, consider things like flexibility, fees, interest rates and terms and conditions</li> <li>Make a clear plan of how you’ll use the money you borrow</li> <li>Create a realistic budget for your projects</li> <li>Determine the credit limit you need</li> <li>Shop around and negotiate with different lenders</li> <li>Create a repayment schedule and stick to it</li> <h2>Questions to ask lenders</h2> <ul> <li>What do they require for you to qualify</li> <li>What’s the best interest rate they can offer you</li> <li>How much notice will you be given before an interest rate increase</li> <li>What fees apply</li> </ul> <h2>Advantages and disadvantages of a home equity line of credit</h2> <p>Advantages of home equity lines of credit include before you get a home equity line of credit</p> <p>